Effective Date: July 1, 2025

Welcome to Credit Repair Legacy. By accessing our website www.creditrepairlegacy.com, using our services, or scheduling an appointment with us, you agree to be bound by the following Terms & Services. Please read them carefully.

1. Acceptance of Terms

By using our website and services, you agree to comply with and be legally bound by these Terms. If you do not agree, please do not use our services.

2. Services Offered

Credit Repair Legacy provides personal and business credit repair services, credit audits, and credit education. Our services include:

- Reviewing credit reports from the major credit bureaus

- Identifying and disputing inaccurate, outdated, or unverifiable information

- Providing strategies to improve credit health and financial literacy

Note: We do not guarantee specific results or credit score increases. Outcomes vary based on individual credit history and responsiveness from credit bureaus and other third parties.

3. Eligibility

- To be eligible for our services, you must:

- Be at least 18 years old

- Reside in the United States

- Be the rightful owner of the credit information in question

4. Payment & Billing

Before initiating services, all pricing and billing terms will be disclosed. By purchasing our services, you agree to:

Pay all service fees as agreed

Authorize Credit Repair Legacy to charge your selected payment method

Note: Failure to pay or late payments may result in suspension or termination of services.

5. Refund Policy

Due to the customized nature of credit repair services, payments for services already rendered are non-refundable. However, refund requests may be reviewed on a case-by-case basis if services were not provided as agreed.

6. No Legal Advice

Credit Repair Legacy is not a law firm and does not provide legal, tax, or financial advice. All materials and consultations are strictly for informational and educational purposes. Please consult a licensed professional for legal or financial matters.

7. Limitation of Liability

- To the fullest extent allowed by law, Credit Repair Legacy shall not be liable for:

- Service delays

- Inaccuracies in third-party credit data

- Actions taken based on our educational content

- Our total liability is limited to the amount paid for services rendered.

8. Client Responsibilities

You agree to:

Provide accurate, current, and complete information

Submit all required documentation promptly

Stay engaged in the credit repair process

Report any new credit issues during service

Lack of cooperation may affect the effectiveness of our services.

9. Intellectual Property

All content, graphics, logos, and materials on our website are the property of Credit Repair Legacy and may not be copied or reused without written permission.

10. Service Termination

We reserve the right to terminate services at our discretion, especially in cases involving:

Non-payment or chargebacks

Fraud or false information

Violation of these Terms

Clients may cancel their service at any time by emailing us at [email protected]

11. Updates to Terms

We may update these Terms & Services at any time. All updates will be posted to this page with the updated effective date. Continued use of our services implies your acceptance of the revised terms.

12. Governing Law

These Terms shall be governed and interpreted under the laws of the State of Florida, USA.

13. Contact Us

If you have questions regarding these Terms & Services, please contact:

Credit Repair Legacy

7901 4TH Street N, #23299, ST. Petersburg, FL 33702.
Email: [email protected]